[Discussion] PeerLend – Oracle-Free P2P Lending Design (Open Concept for the Community)

🤷‍♀️ All-Purpose Hangout
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PeerLend is a protocol design for oracle-free, peer-to-peer lending on Starknet.
It enables lenders to define their own int

:red_exclamation_mark: This is not a product.
:red_exclamation_mark: We are not building this ourselves.
PeerLend is a public concept — a protocol idea offered freely to the Starknet community.

Anyone is free to build, fork, adapt, or improve the model.
The whitepaper and visual expla

:wrench: Core Concepts

  • 150% fixed collateral ratio
  • Lenders set interest rates
  • No fixed loan duration (interest accumulates over time)
  • Rescue Market replaces liquidation
  • Oracle-free and deterministic

:open_file_folder: GitHub Repository

Contains:

  • English whitepaper
  • Conceptual graph of debt-to-collateral ratio o

:thinking: We’re Seeking Feedback On:

  • Is the Rescue Market incentive model strong enough?
  • Are there long-term risks to avoiding oracles completely?
  • Could this inspire modul

:hammer_and_wrench: If Taken Further…

  • Developers are free to experiment with th
  • MVPs can be initiated independently
  • DAO or governance layers may

:light_bulb: Our goal is to share a clean, minimalist lending model — no price feeds, no centralization, just pure logic.
Let us kno